What People Are Saying

  • Aerial view of a suburban neighborhood near the coast with houses, streets, hills, and the ocean in the background under a blue sky with clouds.

    Chris P.

    I’ve used Mike for my mortgages for over 25 years. Mike has helped me buy new properties and refinance when the time was right. He does his homework, is efficient and has my best interest at the forefront. If you’re looking for a mortgage loan or to refinance, I would definitely suggest using him.

  • A view of a suburban neighborhood with houses, winding streets, and mountains in the background under a clear blue sky.

    Evan Y.

    Michael got me funded for my house when no one else could. I tried for years to get a mortgage, some even gave me pre funding approval notes but could not pull a mortgage for me. He is loyal and will fight tirelessly to get you the best loan at the best interest rate with the lowest points.

  • Steve & Janice M.

    Mike has been our "go to" mortgage broker for well over 30 years. His attention to detail and unwavering commitment to his clients has afforded us many opportunities to refer him to many of our friends.

  • Marcia G.

    Mike's excellent to deal with, very talented, knows the business, and can get things done quickly. I’ve been in the business for a long time. He does an excellent and very professional job.

  • Aerial view of a residential neighborhood at sunset with houses, trees, and swimming pools.

    Bob T

    I called Mike to sell my home which he did it in 7 days and for $25k over the asking price. He then found a new home for me and my wife to live in and also handled the loan financing on both properties professionally. I highly recommend him to do the job.

  • Snow-capped mountain in the distance with a cityscape and trees in the foreground.

    Nancy B

    My husband and I had the best experience with Mike in obtaining our dream house! First we refinanced our first home, and Mike provided us the best rates. Then we decided to upgrade to a newer house and Mike did all the negotiations and planned everything accordingly so the transaction went smoothly. He sold our previous home at top dollar. I will recommend Mike 100% whether you are selling or buying a house, Mike is the right person! We are very happy.

  • Skyline of a modern high-rise building by the ocean with a sandy beach and docks in the background.

    George

    I contracted MFR to sell my property. I am very satisfied with the service provided, Mike, was professional, answered every question I had and provided a smooth seamless transaction. My property sold in 8 days and for $26,000 more than what I was asking. During the whole transaction Mike was on top of everything and we closed within the timeframe requested. I will be using MFR for all my future real estate and loan transactions because I am very happy with the service provided to me.

  • A neighborhood with single-family homes, trees, and a street with parked cars under a cloudy sky.

    Michael C.

    My wife and I worked with Mike on a home refinance and I could not have been more impressed. From start to finish, the entire process was handled remotely and yet he made it seamless, personal and incredibly efficient. Mike guided us through every step, explained our options very clearly and made sure everything stayed on track.

Our business partners

  • Modern office interior with glass partitions, a seating area with chairs and a floor lamp visible through the glass.

    Duran

    Michael is an outstanding mortgage professional. He really knows the business. He has assisted me in various transactions that were difficult to handle. He is absolutely dependable.

  • Modern multi-story office building with glass windows at dusk, illuminated interior lights, and a sign that reads 'Parkopedia' at the entrance.

    Charles

    I highly recommend Mike! He keeps me informed of everything, so closings are quick and smooth. Mike is a no-nonsense, honest professional.

  • A cityscape featuring a pinkish-brown high-rise building with the Wells Fargo logo, adjacent modern buildings, a water body in the foreground, and a park with trees and a pathway along the water.

    Adam

    I have done business with Mike for over 10 years. Mike is exceptionally knowledgeable and very well connected. We have closed many complicated deals together.

  • Front view of a house with a stone exterior surrounded by desert plants and palm trees, with mountains in the background and a sidewalk in the foreground.

    Mark

    From beginning to end, nothing but an absolute pleasure and the efficiency is remarkable.

  • Coastal cliffs with a building near the top, overlooking the ocean, under a cloudy sky, with some greenery and pink flowers in the foreground.

    Scott

    There is a reason I ask Mike to speak to large groups of investors, real estate agents, and fix & flip teams. Mike has been in the business for quite a while and acquired a large wealth of knowledge that ensures smooth transactions and projects that result in better profit margins. My deals are not cookie cutter type transactions, but Mike gets deals closed.

  • Edward

    A note to express my gratitude on many years of your professionalism. I truly appreciate your straight forwardness. Always a pleasure dealing with you.

More Testimonials

  • Mike obtained a mortgage loan that I needed to buy my new place. What he quoted as fair rate and term was what I received. He was professional and answered all my questions.

    Chris P

  • When I need money quickly for my business, Mike obtained the loans needed within 7 days from start to finish, and at a rate I was very agreeable to. Very professional.

    Joe A

  • I called Mike because I was in a financial jam legally and within a week, he had a second trust deed for me that helped me get out of my situation.

    Doug W

  • Mike has been doing my fix and flip loans over the past few years and always performs and gets me the loan I need done to complete my projects. I would recommend him highly as someone that gets the job done.

    Scott M

  • Mike has handled my residential loans for many years now. I call him up and told him what I need and he gets me exactly what I wanted at an excellent rate and term with no excessive fees. If you want the job done and done right call Mike.

    Bill P

  • Mike helped me obtain a lower interest rate since I am a teacher. Very professional returns all calls 24/7 and answers all mine and my wife's questions.

    Mike C

  • I am so impressed how Mike assisted me with my loan for my property in Laguna Beach. He came up with a great solution to extend funding terms and timeline so I would not incur big fees and I could maintain my desired profit margin. I highly recommend Mike and his team to anyone.

    Gustavo M.

  • Mike is invaluable. He explained why each step was needed for every part of our experience. So easy. Mike had wonderful suggestions to resolve couple of issues. We are extremely thankful to have worked with him.

    Patricia

  • For years Mike has done an outstanding job helping me with all of my mortgage needs. He helped me purchase my first home as well as refinance the same property. I highly recommend Mike as a broker.

    Doug